Do you want to transform the way your company conducts credit analysis?

Talk to one of our specialists and discover how to accelerate strategic decisions with artificial intelligence, security, and efficiency.

Credit Analysis Platform

Credit analysis is one of the most sensitive pillars for decision-making in insurers, brokers, financial institutions, and companies that assess the financial health of their clients and suppliers with a large volume of operations.

Yet, it’s still common to find manual, time-consuming processes with a high margin of error — compromising not only speed but also accuracy in decision-making.

Ebix Latin America, a leading insurtech, introduces its AI-Powered Credit Analysis Platform to automate and improve credit analysis for the insurance market.

From a simple upload of a balance sheet or financial statement, the platform interprets data, calculates indicators, generates customizable scores, and delivers, within minutes, a robust analysis with technical and strategic insights — bringing greater agility, standardization, and reliability.

Transform your credit analysis with AI

Gain speed, accuracy, and scale with Ebix’s intelligent solution.

    Print da Dashboard do sistema

    Solution Benefits

    • Drastic reduction in analysis time: from hours to less than 2 minutes
    • Automation of repetitive operational processes, freeing your team for strategic tasks
    • Increased reliability and standardization of financial analysis
    • Governance and centralized history of credit decisions
    • Scalability gains with greater agility and lower operational costs
    • Customizable analyses based on risk profile, sector, and company size
    • Seamless integration with CRMs, ERPs, and internal systems via API
    • Report on extraction with client-defined templates

    Technical Advantages and Platform Differentiators

    • Proprietary advanced OCR (beyond common AI tools in the market): reads PDFs, images, and unstructured files with extremely high accuracy, even in tables and complex texts.
    • Configurable financial scoring: analysis based on up to 5 key pillars (liquidity, profitability, capital structure, growth, and efficiency), with adjustments possible according to internal rules and credit profiles.
    • Automated executive reports: generation of insights and technical opinions as if written by a human analyst, including both numerical data and textual concepts from explanatory notes, for example.
    • User-friendly interface and dashboards with views by client, sector, or corporate group.
    • Proprietary technology, ensuring data security, scalability, and privacy.
    • Constantly evolving module, ready to be customized according to your company’s journey.

    Key Features

    • Automated reading of financial documents: PDF, Excel, images, and more
    • Smart data extraction and financial indicator calculations
    • Real-time risk scoring and classification
    • Customizable rules by sector, company size, or credit policy, aligned with your organization’s criteria
    • Automatic generation of technical opinions and reports
    • Dashboard with analytical view and full history of assessments
    • Seamless API integration with internal systems (CRMs, ERPs, insurance platforms)

    GET IN TOUCH WITH US

    Want to transform the way your company conducts credit analysis?

    Talk to one of our specialists and discover how to accelerate strategic decisions with intelligence, security, and efficiency.

    Connect with us